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Right now I am currently $3,800 dollars in debt, I lost my job and Im finishing school. Creditors are calling non stop with the threat of a lawsuit. I do not own a home or a car to put up for debt consolidation loan… what are my options.. consolidation… if so how and where do I go to do this… I am open to all options

Popularity: 2% [?]

I am a Filipino (hopefully looking for answers from any other filipino experianced in this matter) looking to either obtain a small business loan, state, government, or privatized funded grant, or other acquirable capital to buy into a small business that is essentially a franchise.

Not like a restaurant but a service company requiring $50,000 capital for the equipment purchase. I would also need an additional $25-50,000 for overhead (building lease, advertising, uniforms, etc.).

I live in Texas if that is relevent. I do not have any of my own capital and or collateral. I rent my home and only have a vehicle paid off. I have dark brown curly hair, enjoy strolls on the beach and like to karoake……whoa, ok, now I’m going off on a tangent.

Anyways, any information would be greatly appreciated. And as I do on other questions, smart alecky remarks will be welcome as well….

~jaz~

Popularity: 3% [?]

My Uncle has taken a buy out from the company he was working for, and wants to take the money and open a business. What are some good small business / franchise ideas?

Popularity: 2% [?]

Couple months ago, my family purchased a small yogurt shop in California. It was the first business purchase in the U.S. and we bought this business through a realtor who her husband is the previous owner of this yogurt shop.
During the process of it, we asked the previous owner and the realtor if there will be other yogurt shop coming, and their answer was ‘no.’
We purchased the business, trusting them 100%. We increased the sale for the next three months. That is, until a bigger/cheaper yogurt shop opens few blocks away from our store. Our sales dramatically decreased exactly from the day that store opened.
We contacted the previous owner and the realtor (because they are husband and a wife) to demand for an explanation.
They kept saying ‘honest God’ that they did not know, and actually accused us of killing the business (remind you that we increased the sales for three months).
We tried to resolve this matter in amicable way possible, but the realtor and previous owner refused to cooperate in any matter.

So, we did our own investigation.
We found:
- the bigger yogurt store started construction on two months before our purchase of the business.
- the manager of the yogurt shop (who also worked for the previous owner) told that other yogurt shop was coming.
- the bigger yogurt shop was using billboard to advertise its coming and we have material evidences and witness that the previous owner did know that the other yogurt shop was coming.
- recently found out that this couple had fraud history in another state (NV).

Their reaction:
- they have indirectly accused me by publishing an article of the bad management kills the business.
- they are false advertising that our store earns a lot to sell other yogurt franchise (the previous owner has the license to sell franchise in the location we live).
- they are telling other people that this does not affect because the flavor of our yogurt is different from the bigger/cheaper yogurt store.
- they are going to the court if we are going to the court.

We have sent a letter for an investigation to DRE to suspend realtor’s license.

We are also seeking an attorney help to unwind the deal and filing for a fraud, but we also want to receive some of your professional comments and suggestions of what we should do.

Our biggest concern is that they have previous fraud history and they may run away again. Attorney fee is also very high. We believe that they may know all these and may use it for their advantage that not many people really pursue the case to the court. Also, if they hide their assets, we heard it’s difficult to recover the fees.

Popularity: 1% [?]

I am trying to buy into a franchise with a friend and my husband. We have a 4 year old bankruptcy and are looking for less than $100,000 to open. The problem seems to be that there are no tangible assets in the type of business that we are looking to open. Are there any suggestions of lenders that may be willing to loan or a direction that we should go toward? Any suggestions are greatly appreciated.

Popularity: 2% [?]

I have heard that I could go to a credit union that I belong to…problem is, I have bad credit. I know that there are private lenders out there that will help….BUSINESS PLAN IS SOLID. This wine boutique franchise is taking the nation by storm…I want to be in on it..lol..just need to get with the right people that know and understand about starting up a business with nothing but a dream and a plan.

Popularity: 1% [?]

How do I obtain information about getting a grant from the Government for starting a business? Are you able to use the money for buying into a franchise? Who do I contact either by mail, e-mail, or telephone?
Located in Oregon.

Popularity: 1% [?]

I need to contact the owner. How do i find out who that person is?
I won’t have a problem once i know who i am looking for. Please help!

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Any information to lead me to where I get a va loan would be great.

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I’m currently 19 and working at boost juice shop in a shopping centre, I think opening one of these shops would be the kick start to my career so I was wondering:
1) What qualifications would I require (Business management ext.)?
2) Amount for a bank loan deposit in an average shopping centre?
3) Any good tips for starting my own franchise?

Popularity: 1% [?]