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I don’t know if I should get a bill consolidation loan, or sign up with something like American Consumer Credit Councelors. I have two part time jobs now. I would really like to quit the second one, it’s very stressful and the hours suck, and every year there is a work slow down that lasts about three months and I file for unemployment until we go back. I want to find something else, but jobs are hard to find in Northern Michigan. I’m a divorced mom, with an 18 yr who still lives with me, and is going to school, but no job. My child support stopped, but I’m still supporting him. My home and car are paid off (part of the divorce). But my car is 8 yrs old and has almost 200,000 miles on it…it’s not going to last much longer, and I can’t afford a car payment and my house needs work. I just feel like the walls are closing in on me. What can I do? I have some money in a retirement mutual fund, should I use that to kill some of the debt?

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i was tlaking with this guy today and he tells me that you can get a subway for 25K down and a Mcdonalds for 75k down and they will finance the rest. is this true?

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ok im tring really really hard to get noticed in pro gaming. like i doing ladders and tournaments on gamebattles. i have accounts on vertually everygaming webstite that you can battle people online but i still havent been noticed. now i know its not becouse im not good. im very good at the game of my choice. i have already looked in to how to be a pro gamer but all it really tells me is that to practice which i do every day for at least 4-9 hrs maby even more depending on what mood im in. and it say to get involved which u think i have been doing. then its like then you have to get noticed which i dont know how to do. please i really really want this bad like more than anything. thanks for yourhelp

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Either online or Nashville area. Everyone sells bindings, but I just want the individual components. Can’t believe how hard this is.

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I want to own several food franchises when i’m 25
(Dippin’ Dots, Cinnabon, Baskin Robbins, etc…)

Who do I need to hire besides the actual workers in the kiosk/store (in the mall, shop, etc..)

like an accountant? do i need one? and how much do they cost usually annually?

what about a lawyer or agent of some sort to review your franchise agreement?

i’m open to all answers, Thanks.

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I want to know how much does it cost to open up McDonald’s and what are the stuffs I need to do ???

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I am trying to do as much housecleaning as possible on my pc and remove as many unwanted programs as possible by going into control panel then remove programs…I was getting a lot done but then I got down into the “M’s” and there are about 25 different entries or places one after another of programs titled “Microsoft .Net Framework” then there are sub headings that can be removed that are titled things like “winforms”, “Dr. Watson”, and many other names that mean nothing to me. What are these programs?
There are 3 service packs and each one includes several sub programs under the heading of the different service packs…this is where that “Dr. Watson” one is located.
I have tried to understand this question using google but it reads like greek to me. I cannot find a computer layman’s terms answer for what are these for and can I remove any or most of them?
I ESPECIALLY would like to know about this strange name of Microsoft .Net framework service pack program called “Dr. Watson”…what does it do…what is it for? in layman’s terms please…..what will happen if I remove it?
I am running Windows XP and I love it..
Thank you very much for your time as I have always gotten good information from Yahoo Answers and I enjoy this forum very much. “A world of info at my fingertips”..
I have found that the Dr. Watson is a tool that gathers debugging information or something like that…Do I need it? Do I need all of these .Net Framework programs?
I Googled Microsoft .Net Framework and got this answer;
The Microsoft .NET Framework is a software framework that can be installed on computers running Microsoft Windows operating systems. It includes a large library of coded solutions to common programming problems and a virtual machine that manages the execution of programs written specifically for the framework. The .NET Framework is a Microsoft offering and is intended to be used by most new applications created for the Windows platform.

The framework’s Base Class Library provides a large range of features including user interface, data access, database connectivity, cryptography, web application development, numeric algorithms, and network communications. The class library is used by programmers, who combine it with their own code to produce applications.

Programs written for the .NET Framework execute in a software environment that manages the program’s runtime requirements. Also part of the .NET Framework, this runtime environment is known as the Common Language Runtime (CLR). The CLR provides the appearance of an application virtual machine so that programmers need not consider the capabilities of the specific CPU that will execute the program. The CLR also provides other important services such as security, memory management, and exception handling. The class library and the CLR together constitute the .NET Framework.

Version 3.0 of the .NET Framework is included with Windows Server 2008, Windows Vista, and Windows 7. The current stable version of the framework, which is 3.5, can also be installed on Windows XP and the Windows Server 2003 family of operating systems.[2] Version 4 of the framework was released as a public beta on 20 May 2009.[3]

The .NET Framework family also includes two versions for mobile or embedded device use. A smaller version of the framework, the .NET Compact Framework, is available on Windows CE platforms, including Windows Mobile devices such as smartphones. Additionally, the .NET Micro Framework is targeted at severely resource constrained devices.

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Yes, it’s true. I fell for the gimmicks and ended up with a few credit cards with all types of debt as well as a student loan. The majority of my debt is school related (books) or auto-repair related (tires, batteries, brakes, misc.). I have been kind of doing the whole college thing by figuring it out myself and wasn’t aware/no one told me student loans were a better choice than credit (my fault) until it was too late.

I’ve graduated from a 4 year institution, one more year of taking classes, then will be headed to California in Summer 2010 to get a house/apt/condo with a friend and get my teacher credentials at CSU San Marcos so I can teach elementary school.

A: How can I REALLY start paying off this debt (aside from starting with paying for everything in cash/with debit like I’ve been doing)? I am scared I will never be able to pay it all off. What are my other options beside debt consolidation which I’ve read can really mess up your credit?
B: With this much debt, what is the likelihood that my friend (has little to no debt) and myself will be able to get a place relatively affordable while we are both going to school (especially if either of our parents can/need to cosign)? We want to live between Oceanside and San Marcos in North San Diego County if that is helpful or possible.
C: Any other financial advice given my situation?

And please, avoid cutting remarks about my “naive collegiate/financial stupidity”. I’m well aware of the consequences for my choices and you should keep in mind I have had little to no help in making these decisions because neither of my parents went to college/are financially savvy. I do feel foolish, and am simply asking for help/advice.

Anything would be greatly appreciated.

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I am thinking of investing in a coffee franchise. I plan to buy a coffee kiosk or mobile cart with a coffee company.

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Im in debt between 5,000-7,000. (Don’t Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared that I can’t wait. I have tried every avenue and they will not budge with me. I want to make a balance transfer but have closed my credit card accounts for now and I wanted to know if a debt consolidation loan or anything like that is actually helpful. Does anyone know of a place where I can get a quick loan or anything helpful for me to solve this problem??? Please help me! (And I can’t borrow money from any family or friends that is not an option for me) Oh and Ideally I would like to pay it off in the next few weeks before I get “Sued” apparently.Thanks!
I am actually currently in collections and I have been trying to get a monthly payment with them but they are telling me no and that I need to pay two payments of 3500 which is insane and I can’t do that right now. And in regards to the loan, I am approved for one but I am waiting to recieve the money which I will probably get after the holidays, and I am saying that the collection agency is telling me I might get sued by then by the main creditor.

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