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Hi i need to do something to help my credit situation. All of my creditors want to high of a monthly payment and i cant get around to everyone that way. I need credit consolidation that will help with school loans, credit card debit medical bills phone bills eviction and other misc. Please help!

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Hello everyone! I just graduated and have about $100,000.00 in total student loans including Govt. subsidized / unsubsidized Stafford Loans and Private loans. About $50,000 is in Stafford loans with an interest rate of 6.8% and $50,000 in “Signature Private Loans” at about 10%. They are all with Sallie Mae. I’m in the 6 month “grace period” now. I’ll be going to graduate school starting this spring (in seven months)

Any advice on if/how/with who I should consolidate my loans with and how do my interest rates look. Any ways to get them lower? I have great credit, a co-signer with great credit and a full time job. Any help on figuring out the best way to pay this stuff back/make my payments lower, would be great.

Any other advice is also welcome /and/or personal stories from those who have gone through this process. Thanks!

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I am currently in debt with a school loan and my current banking source. I need immediate help with consolidation so that I don’t fall into debt.
What is the best method to go to achieve the best results for consolidating? Bankruptcy? Will that ruin my credit.

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I have various written off debts – including old cc’s, school loans in collections and my car is on the verge of being of repossessed. Does debt consolidation cover written off / repo’d items? What company’s out there would you recommend? Thanks so much!

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I’m graduating at the end of the semester.
I’ve worked my entire way through school.
My wife and I have one son and another on the way.
We’re finding it hard to make ends meet and I’m pretty sure my degree won’t get me a better job after graduation.
I plan on getting into grad school, but it is so expensive to apply everywhere and I don’t have the $1,000 or more I will need to apply to the various schools I chose.

I hear of many college students getting large loans to cover all of their debt to consolidate everything they owe. They pay off credit cards, cars, etc. I know it’s only a temporary fix as you still have to pay everything off, but is it a good idea?

Plus, is there even any way I can get an education loan AFTER I graduate?

Is there such thing as a good, low rate education loan to help you get into grad school?

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I owe, owe, owe, but no credit cards, maily school loans and IRS!

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I went to a one year trade school after grants and my money i put into it i owed 11,600.00 Dollars. I consolidated with sallie mae since i got the loans through them and after consolidateing onto a15yr plan i owed a little over 7000.00 in intrest.
My question i can i go to another company to get the intrest knocked down or illeminated for free.

Please let me know a website or a phone number because i,ll be paying like 6 years of just intrest. thanx

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Hello,

I recently graduated from college, about a little over half a year ago, I am yet to consolidate any of my loans because i’m scarred to lock in my loans at some outrageous interest, my loans are as follows,around: 29,000 in federal 78,000 in private student loans, which would make my payments unconsolidated around 1500 a month, and i cant make that sort of payment nor I think anyone that has recently graduate can, I want to know if there is any place that i can consolidate both of these loans where I can actually make a payment. I do want to pay but I just cant make 1000 dollar payments every month. I’ve had no help with paying for my school nor from the government nor from my parents. what am I suppose to do? I did a forbearance on my loans but it ends at the end of this month and I still haven’t been able to find a lender that will consolidate my private loans at something affordable. Nor can I find any information on the internet.
wow nothing bust spammers posting….thanks

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my husband and I before we were married — each consolidated our student loans once on our own.

Is there anyway we could consolidate together? How does this work? Thank you?

and also if you go back to school can you consolidate again?

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i just graduated from a state school in pa a few weeks ago…ive been getting a lot in the mail about consolidating my student loans, does anyone know if this is a good idea? or is it just junk mail?
nope, not penn state…a school called slippery rock university of pa…which agencies did you folks use for the consolidation??

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